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Pacific Coast Benefits Insurance Services LLC Blog

View the latest blog posts from Pacific Coast Benefits Insurance Services LLC.

One of the more interesting things about auto insurance is that you can control how much you pay in various ways. One of the most-straightforward ways to do this is by adjusting your deductible. This is the amount of money you must pay when a claim occurs. READ MORE >>

When purchasing some forms of business insurance, it is important to consider your business’s past. Most of the time, insurance policies apply only from the date the policy goes into effect and beyond. However, it may be possible to secure some types of liability insurance retroactively. READ MORE >>

The fate of the Affordable Care Act is again on the line, as a federal appeals court in New Orleans takes up a case in which a lower court judge has already ruled the massive health law unconstitutional. If the lower court ruling is ultimately upheld, the case, Texas v. READ MORE >>

The term comprehensive auto insurance is very misleading. Many times, you will hear that you should have comprehensive coverage – but what does that mean? It can mean two things. It can mean that you should have an ample amount of coverage to reduce your risks of having to pay out-of-pocket for most types of incidents. READ MORE >>

If you're running a business, there's likely a lot on your plate. Remove the monotonous task of managing paper-based employee benefit forms by enrolling in Ease. PCB Insurance Services is proud to partner with Ease. Get in touch with us today to implement this solution in your business. READ MORE >>

October 31st will mark my 32nd anniversary of my time in the insurance business. As I look forward to the next decade, the future of PCB Insurance Services, and the mentorship of the third generation of this family business, I reflect back upon the first generation and my mentor: Dick Engen. READ MORE >>

Accidents and misfortunes occur to most businesses at various times. When something occurs that leads to significant loss for your company, you may face hardships. Can you keep the doors open? Do you need to let go of employees? Some forms of business insurance provide protection from business income loss. READ MORE >>

Buying auto insurance seems easy enough. The television commercials you see make you think it is a simple process. It can be. However, there’s more to making a decision like this than just looking for the lowest price. You need a company you can rely on in your worst moments. READ MORE >>

Speed limits exist for a reason. At high speeds, auto accidents can be very dangerous. Just going 10 to 15 miles over the limit may cause significant damage. However, when you are going faster than this, a rollover can happen. This can cause life-threatening injuries and total your car. READ MORE >>

California law requires that employers with five or more employees train their supervisory employees and their non-supervisory employees on the prevention of Sexual Harassment by January 1, 2020 (and every two years after that). In addition, even if your employees were trained in 2018, the law requires that they are retrained during 2019. READ MORE >>

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