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Understanding Healthcare Reform

Healthcare Reform Articles by Dave Villar

About the Author: Dave Villar is the President of Pacific Coast Benefits LLC. He was a founder and partner of PDI Insurance Services. Dave is an active member of the National Association of Health Underwriters and a member of the Anthem Blue Cross Agent Advisory Council. He has specialized in Employee Benefit Planning for businesses since 1987. To find out more about Pacific Coast Benefits and upcoming Healthcare Reform Seminars, call 408-847-1000.

 

March/April 2015

expert: “Consumers must enroll soon to insure they don’t miss the window of opportunity for buying subsidized health coverage this year and to avoid steep penalties taking effect for not having coverage in 2015”

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Winter 2015

Exerpt: The Affordable Care Act is raising lots of questions and leading to changes that extend beyond health coverage

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Fall 2014

Excerpt: Employee Benefits Key to Continued Small Business Growth:Nearly 5 in 10 small business employees say that improving their benefits package is one thing their employers could do to keep them in their job.

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Spring 2014

Excerpt: An Update on the progress of Healthcare.gov and Covered California.  Is the ACA missing a target market, the Hispanic Community?

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Winter 2013

In This Issue: Increasingly frustrated and disheartened consumers won’t have to wait much longer for a fully-functional HealthCare. gov, and CoveredCa.com a representative with the US Health and Human Services Department said Friday. “We’re confident by the end of November; HealthCare.gov will be smooth for a vast majority of users.” Zients said...

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Fall 2013

IN 2010, CONGRESS PASSED THE MOST SWEEPING CHANGES TO HEALTHCARE IN AMERICAN HISTORY AS A RESULT OF PRESIDENT OBAMA’S AFFORDABLE CARE ACT (ACA). OVER TIME, THE CHANGES HAVE BEEN SLOWLY COMING UNTIL THIS YEAR WHEN THE CASCADE OF CHANGES BECAME A WATERFALL OF EVENTS.

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Summer 2013

Confused About Healthcare Reform? You’re Not Alone!

Excerpt: With a substantial portion of the Patient Protection and Affordable Care Act set to go into effect on January 1st 2014, many employers are working diligently to determine how the law will impact them, their business and employees.

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Spring 2013

Excerpt: For the past eight years, the EMPLOYEE BENEFITS RESEARCH INSTITUTE (EBRI) has conducted a survey of consumer confidence as it relates to employer sponsored health insurance. ...the EBRI survey shows that employee benefits and health insurance in particular are a key factor in an employee’s decision in choosing a job.

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 Winter 2012

Excerpt: THE PATIENT PROTECTION AND AFFORDABLE CARE ACT has cleared its final hurdle with the re-election of President Obama for a second term. Since its inception this legislation has survived a year in congress, a potential catastrophic Senate seat defeat, more than a dozen legal challenges and a Supreme Court ruling. Much has been debated on both sides of the isle regarding the Pro’s and Con’s of this ground breaking legislation, but one thing is for certain, the law is now here to stay.

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Fall 2012

Excerpt: The Supreme Court’s decision to uphold all but one provision in the Affordable Care Act means that for now, at least, one of the most far-reaching overhauls of the nation’s health-care system will be the law of the land. New rules for insurers that have taken effect will remain in place, while new opportunities to gain health care coverage will begin in 2014. I thought in this article I would share the most common ques- tions we have received and our answers to those questions:

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Summer 2012

Excerpt: The Healthcare reform law is on the operating table and The Supreme Court is performing the surgery. Survival is likely, however its’ going to be a long, painful procedure with the likelihood of ampu- tations. No matter what the outcome, employers, consumers and healthcare providers will see significant changes in how health care is delivered and paid for. The question is, what do we do in the recovery room?

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Spring 2012

Excerpt: The most significant impact of Healthcare Reform will not take effect until 2014. However, numerous changes and triggers will happen in 2012. In par- ticular there are several dates this year that you will want to keep in mind:

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